What Disqualifies You From Social Security Disability Insurance?

Most individuals who apply for Social Security Disability Insurance assume that their application will be accepted. Unfortunately, the process of getting benefits is often long and complex, and many applications are denied. Before applying for Social Security Disability, it is best to do your research and understand why so many applications are denied. What actually can disqualify you from Social Security Disability Insurance? Arming yourself with knowledge will help you avoid as many pitfalls as possible, and will increase your chances of getting approved.

Your Age

Once an individual reaches the official retirement age of 65 or older, they are automatically disqualified from receiving Social Security Disability. The reason is that seniors over the age of 65 become eligible for Social Security retirement benefits, and you may not receive both benefits at the same time.

Your Disability Does Not Qualify

Just having a medical diagnosis does not automatically entitle you to Social Security Disability Insurance. The Social Security Administration has something called “The Blue Book” where each condition is laid out in detail to determine whether or not it is severe enough to render someone unable to work. Even if you have medical proof of a diagnosis, that does not necessarily mean that your application will be approved.

 

On the other hand, there are instances where a condition that is not listed in The Blue Book may be approved if the severity of the condition significantly impacts an individual’s ability to work. In this case, the approval process will often take longer and come with its own unique set of challenges.

Consult a Social Security Lawyer

Attempting to get Social Security Disability Insurance is a long, arduous, and frustrating process. Most applications are denied, and successfully appealing the ruling will require a great deal of time, attention, and knowledge. The best course of action is to speak to a qualified Social Security lawyer who understands the complexities of the Social Security Administration. The Social Security Administration is notoriously difficult to work with. A Social Security lawyer will be able to provide the support and comprehension that is needed to successfully apply and qualify for Social Security Disability Insurance. It is best to begin working with a Social Security lawyer prior to applying. Even if you’ve already applied and received a denial, your lawyer will be a valuable resource for you during the appeals process. They will attend the hearing and assist you in answering questions, providing medical evidence, and guiding you through this complex process.

To learn more about how a Social Security lawyer can help you, contact us today for a free case evaluation!

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