How Much Money Will I Get If I'm Approved for SSDI?

When it comes to applying for social security disability insurance (SSDI), the first questions most applicants ask are, “How much money will I get if I’m approved for SSDI?” and “Should I hire a social security lawyer?” The answers to these questions are not black and white, and there are a few variables to consider as you begin the process of applying for SSDI benefits.

Calculating Your Benefits

SSDI benefits are calculated based on a variety of factors, including how much you’ve earned and paid into the system during the years you spent working. The average payment for SSDI benefits ranges between $800 and $1,800 per month, and as of 2020 the maximum amount you may receive is capped at $3,011 per month. The Social Security Administration (SSA) releases statements on an annual basis to inform you of how much money you are entitled to should you become disabled at the time that the statement is generated.

This statement provides a reliable estimate of the amount of money you should expect to receive each month. You may request a copy of this statement from the Social Security Administration at any time, and can expect to receive the physical copy of your statement within approximately four weeks after it was requested.

If you prefer not to wait for a physical copy, you may also use a benefits calculator online to estimate what you can expect your monthly SSDI payment to be. While this calculator may not be as accurate as your statement from the SSA, it is still a valuable tool to provide a baseline that will help you plan ahead, and get a sense for what you can expect from your SSDI benefits.

The most effective course of action is to get in touch with an experienced social security lawyer who can guide you through the entire process, and ensure that you receive the maximum payout that you are entitled to.

How Do Social Security Lawyers Get Paid?

In most cases, a social security lawyer will not require any upfront payments from the client, and only get paid if the claim is approved. This is called a contingency fee, which allows the SSA to pay the attorney directly on behalf of the client if and when the claim is approved.

A lawyer cannot charge more than 25 percent of your past-due benefits, and may only charge up to $6,000 of your total payout. When you hire a social security lawyer, you will sign an agreement that will outline how your lawyer will be paid.

In almost every case, there is no upfront cost for hiring a social security lawyer. They are only paid in the event that your case is won, and there are strict limitations on how much they will be paid by the SSA.

To find out how a social security lawyer can assist you, please fill out the form below to learn more, and to receive a free case evaluation to discuss your case.

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