What's the hardest state to get SSDI out of the 50 states?

If you are applying for SSDI, you may be curious if your location affects your standing for SSDI benefits. The answer is a little bit complicated. Luckily, our team of social security lawyers can help you understand the SSDI system. Let’s break it down:

What is SSDI?

Social Security Disability Insurance (SSDI) is administered by the Social Security Administration (SSA). This program pays benefits to adults who have worked a sufficient amount of time and have paid Social Security taxes on their earnings. The applicant’s work history needs to have been recent to qualify for SSDI. SSDI also pays certain family members benefits based on the wages/taxes paid of the disabled individual.

Are my chances of being approved for SSDI different depending on where I live?

Possibly. The SSA, a federal program, reviews applications initially to determine basic eligibility. Then the applications are sent to the applicant’s state’s disability processing agency. These agencies may request medical evidence from the applicant’s doctor or an independent examination of the applicant. Application acceptance rates, therefore, may vary depending on the residence of the applicant.

What are the worst states for SSDI approval?

While the approval rate for SSDI applications in the U.S. was 45% in 2020, some individual states have lower approval rates than this national average. The worst state for SSDI approval in both 2019 and 2020 was Oklahoma. The Sooner State approved only 33% in 2020 and 34% in 2019. Arizonans applying for SSDI in 2020 did not fare much better, with only 37% approved in 2020. At least that was an improvement from the 2019 figure of 35% approval. Mississippi is next on the list of lowest SSDI approvals. Magnolia State applications were only approved 38% of the time, up from 36% in 2019. Finally, Texas and Florida round out the list with almost matching percentages of 39%.

Will my disability benefits change if I move?

Here’s the good news: since SSDI is a federal program, your SSDI benefits will remain the same even if you move to a different state. SSDI payments are based on your earnings and SSA taxes paid, so that does not change if you change states. That being said, your take-home SSDI payment may vary based on state tax policies. Thirteen states tax social security benefits, so you may have an increased tax bill if you move to one of those states. If you receive SSI in addition to SSDI, the state supplemental payments do vary from state to state.

What do I need to do if I move?

You need to contact the SSA if you are planning a move to another state. If you have questions about how a move would affect your SSDI, SSI, or other benefits, contact a social security lawyer today!

Can a Social Security Lawyer help?

You’re not alone! The social security application process is confusing and complex. If you would like to learn more, fill out the form below and an advocate will contact you for a free consultation.

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